I am a smoker, will that affect my premiums

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I am a smoker, will that affect my life insurance premiums?

Life insurance premiums for smokers are higher than for non-smokers. To qualify for non-smoker rates most insurers require that you have not smoked tobacco for at least 12 months.

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Life Saver is a trading name of Clarity Financial Advice Ltd. Registered in England and Wales No 5615986. Registered Office: Eckington Business Centre, 62 Market Street, Eckington, Derbyshire S21 4JH. Clarity Financial Advice Ltd is Authorised and Regulated by the Financial Services Authority.The guidance contained within this web site is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.

Information on this site does not constitute personalised advice. Always consult a professional independent financial adviser before taking any action.

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