Level and decreasing life insurance policy

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What is the difference between level and decreasing term life insurance cover?

The amount of cover under a level term life insurance policy remains fixed at the same amount for the life of your plan unless you change it. The cover under a decreasing term life insurance policy decreases each year to match the oustanding balance of a repayment mortgage or other loan.

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Life Saver is a trading name of Clarity Financial Advice Ltd. Registered in England no. 5615986. Registered Office: 5 Riverside Studios, Mill Lane, Dronfield, Derbyshire S18 2XL. Clarity Financial Advice Ltd is an appointed representative of Mint Financial Services Ltd which is authorised and regulated by the Financial Services Authority. Mint Financial Services Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 217742.

The life insurance advice and/or guidance contained within this web site is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. Information on this site does not constitute personalised advice. Always consult a professional independent financial adviser before taking any action.

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